INFORMATION WE COLLECT
We collect nonpublic
personal information about you from the following sources:
Information we receive from
you on such things as applications and forms, including your name,
address, social security number, and employment-related
Information about your
transactions with us, our affiliates, or others, such as
your account balance and payment history; and,
Information we receive from a
consumer-reporting agency, such as your credit standing and credit
information is defined by law and generally means financial
information that is identified with you that is not obtainable from
a public source, such as telephone book or government record.
Affiliates are companies
we own or control, companies that own or control us, and companies
that are owned or controlled by the same company that owns or
controls us. Ownership does not mean complete ownership, but means
owning enough to have control.
companies are companies that are not affiliates of ours.
INFORMATION WE DISCLOSE
We do not disclose any nonpublic personal information about
our customers or former customers to nonaffiliated companies,
except as permitted by law. Through the normal course of doing
business, including servicing your accounts and better serving your
needs, we may share our transaction and account experience
information with you with our affiliates.
CONFIDENTIALITY AND SECURITY
Our employees are bound by this
Privacy Notice and are educated on implementing our privacy and
information security policies. Only employees actively engaged in
their assigned duties are authorized to access or use customer
information. We maintain physical, electronic, and procedural
safeguards to comply with federal standards to store and secure
information about you.